“Smishing” refers to phishing attacks, or attempted scams, conducted over SMS texts or messaging apps such as WhatsApp – and it’s on the rise in the UK.

Scammers know how to impersonate legitimate organisations. These can include your phone network, bank, or delivery company (or even one of your close friends or relatives). Scammers can skilfully nudge you towards clicking links, sharing personal information or transferring money.

Losing money is the last thing anyone needs right now. The criminal gangs behind scams are constantly developing more sophisticated methods – which means we need to be more sophisticated in our responses, too. Here’s what you need to know about keeping yourself safe from smishing.