Ghost broking and why drivers need to beware this social media scam

The majority of motorists are unaware of illegal ghost broking, despite more than 55,000 fraudulent motor insurance applications made in the last year.

The social media scam is on the rise, with more than twice as many cases reported in the past 12 months than previously detected - and experts are concerned it could become increasingly prevalent during the cost-of-living crunch.

Victims to these scams lose out on average almost £2,000 and could face criminal charges - and cases have more than doubled in the last year.

How to report insurance fraud

Anyone who thinks they have evidence of an insurance scam such as ghost broking, can report this confidentially to the insurance industry via IFB’s Cheatline online or via its phoneline (powered by CrimeStoppers) at 0800 422 0421.

Ghost Broking can also be reported to the police via Action Fraud.